South Dakota

South Dakota

Pascal Burke Insurance Brokerage Inc. helps contractors and business owners throughout South Dakota explore insurance solutions designed around their operations. We understand that every business has different exposures, from employees and vehicles to equipment, property, job sites, and customer interactions.

Insurance Solutions for South Dakota Businesses

Business insurance can help protect your company from covered losses and liability claims that may arise during everyday operations. We work with South Dakota businesses to understand how they operate and explore coverage that fits their specific risks rather than relying on a one-size-fits-all approach.

Coverage for South Dakota Contractors

We offer a range of insurance options for contractors and businesses, including general liability, workers compensation, commercial auto, tools and equipment, builders risk, excess liability, and commercial property. We also provide professional liability, pollution liability, business owners policies, license bonds, and performance and payment bonds.

The coverage your business needs can depend on the type of work you perform, your employees, vehicles, equipment, projects, and contractual obligations. We help you consider these factors when reviewing your insurance options.

Cities We Serve in South Dakota

Sioux Falls Rapid City Aberdeen Brookings Watertown

Insurance for Growing South Dakota Businesses

Your business risks can change as your operations expand. Hiring employees, purchasing equipment, adding commercial vehicles, taking on larger projects, or offering new services may create additional exposures that should be considered when reviewing your coverage.

We help South Dakota business owners evaluate their insurance needs as their companies grow and change, so their coverage can remain aligned with their current operations.

A Practical Approach to Business Protection

Choosing insurance can be challenging when your business requires several different types of coverage. Our team helps contractors and business owners understand their options, identify potential areas of exposure, and make informed decisions about protecting their operations and assets.

Get Insurance in South Dakota: If you operate in Sioux Falls, Rapid City, Aberdeen, Brookings, Watertown, or surrounding areas, Pascal Burke Insurance Brokerage Inc. can help you explore insurance solutions for your business. Contact us to discuss your operations and find coverage designed around your needs.

Coverage Options Built to Protect Your Growing Business

Whether you need basic liability coverage or comprehensive protection for complex projects, our team is committed to delivering reliable coverage options tailored to your specific goals and industry requirements.

Contractor Class Codes & Trades

Business Classes

Construction & General Contracting

  • General Contractor
    Standard Coverage
  • Carpentry (Framing)
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  • Carpentry (Interior/Woodwork/Shop) Class Code: 91341
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  • Concrete Flatwork Class Code: 92215
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  • Concrete Foundation Class Code: 91560
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  • Drywall Class Code: 92338
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  • Excavation Class Code: 94007
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  • Grading Class Code: 95410
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  • Masonry Class Code: 97447
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  • Plastering / Stucco Class Code: 98449
    Standard Coverage
  • Painting Exterior Class Code: 98304
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  • Painting Interior Class Code: 98305
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  • Paperhanging Class Code: 98344
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  • Roofing Residential Class Code: 98678
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  • Roofing Commercial Class Code: 98677
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  • Siding and Decking Class Code: 98967
    Standard Coverage

Installation & Specialty Trades

  • Electrical Class Code: 92478
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  • HVAC Class Code: 95647
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  • Plumbing Residential Class Code: 98483
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  • Plumbing Commercial Class Code: 98482
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  • Appliances & Accessories Installation Class Code: 91155
    Standard Coverage
  • Door & Window Installation Class Code: 91746
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  • Furniture/Fixtures Installation Class Code: 95124
    Standard Coverage
  • Glazing/Glass Installation Class Code: 13590
    Standard Coverage
  • Insulation Class Code: 96409
    Standard Coverage
  • Solar Installation Class Code: 99080
    Standard Coverage
  • Tile, Stone and Marble Installation Class Code: 99746
    Standard Coverage
  • Welding Class Code: 99969
    Standard Coverage
  • Metal Erection - Decorative/Sheet Metal Class Code: 97650
    Standard Coverage
  • Metal Erection - Structural Class Code: 97655
    Standard Coverage
  • Signage Class Code: 98993
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Cleaning & Property Services

  • Janitorial Class Code: 96816
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  • Landscaping Class Code: 97047
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  • Carpet Cleaning Class Code: 91405
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  • Chimney Cleaning Class Code: 91481
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  • Cleaning Outside the Building Class Code: 91523
    Standard Coverage
  • Debris Removal Class Code: 91629
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  • Handyman Class Code: 95625
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  • Home Inspection Class Code: 96317
    Standard Coverage
  • Septic Tank Installation Class Code: 98806
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  • Swimming Pool Cleaning Class Code: 99505
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  • Swimming Pool Installation Class Code: 99507
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  • Tree Trimming Class Code: 99777
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Explore Our Business Lines

Tailored insurance solutions to protect every aspect of your business.

Let’s Find the Right Coverage

Click below to visit our quote page, share a few details about your business, and let our team help you find suitable coverage.

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