New Mexico
Pascal Burke Insurance Brokerage Inc. helps contractors and business owners throughout New Mexico explore insurance solutions that provide protection against the risks associated with their operations. For businesses with significant liability exposures, having additional protection beyond primary policy limits can be an important part of managing risk.
Excess Liability Insurance for New Mexico Businesses
Excess liability insurance provides an additional layer of liability coverage above the limits of underlying policies. It can help provide additional financial protection when a covered claim exceeds the limits of a primary liability policy, subject to the terms, conditions, and exclusions of the policy.
Extra Protection for Contractors
Contractors can face liability exposures involving job sites, customers, employees, vehicles, property damage, and other business activities. A serious covered claim could potentially exceed the limits of a primary policy, leaving a business responsible for costs beyond its available coverage.
We help New Mexico contractors review their existing liability protection and explore excess liability options based on their operations, contracts, projects, and potential exposures.
Cities We Serve in New Mexico
Excess Liability for New Mexico Businesses
Excess liability can work alongside underlying policies such as general liability and commercial auto to provide higher overall liability limits. This additional layer may be particularly valuable for businesses taking on larger projects, working under contracts that require higher limits, or managing substantial business exposures.
Our team helps business owners understand how excess coverage fits into their broader insurance program and what factors to consider when evaluating additional liability protection.
Review Your Coverage as Your Business Grows
Your liability needs may change as your business takes on larger contracts, adds employees or vehicles, expands services, or increases its overall operations. Reviewing your existing limits can help you determine whether additional protection may be appropriate.
Get Excess Liability Insurance in New Mexico: If your business operates in Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell, or surrounding areas, Pascal Burke Insurance Brokerage Inc. can help you explore excess liability insurance options. Contact us to discuss your existing coverage and determine whether an additional layer of protection fits your business needs.
Coverage Options Built to Protect Your Growing Business
Whether you need basic liability coverage or comprehensive protection for complex projects, our team is committed to delivering reliable coverage options tailored to your specific goals and industry requirements.
Business Classes
Construction & General Contracting
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General ContractorStandard Coverage
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Carpentry (Framing)Learn More
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Carpentry (Interior/Woodwork/Shop) Class Code: 91341Learn More
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Concrete Flatwork Class Code: 92215Learn More
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Concrete Foundation Class Code: 91560Learn More
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Drywall Class Code: 92338Learn More
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Excavation Class Code: 94007Learn More
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Grading Class Code: 95410Learn More
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Masonry Class Code: 97447Learn More
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Plastering / Stucco Class Code: 98449Standard Coverage
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Painting Exterior Class Code: 98304Learn More
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Painting Interior Class Code: 98305Learn More
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Paperhanging Class Code: 98344Learn More
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Roofing Residential Class Code: 98678Learn More
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Roofing Commercial Class Code: 98677Learn More
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Siding and Decking Class Code: 98967Standard Coverage
Installation & Specialty Trades
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Electrical Class Code: 92478Learn More
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HVAC Class Code: 95647Learn More
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Plumbing Residential Class Code: 98483Learn More
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Plumbing Commercial Class Code: 98482Learn More
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Appliances & Accessories Installation Class Code: 91155Standard Coverage
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Door & Window Installation Class Code: 91746Learn More
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Furniture/Fixtures Installation Class Code: 95124Standard Coverage
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Glazing/Glass Installation Class Code: 13590Standard Coverage
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Insulation Class Code: 96409Standard Coverage
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Solar Installation Class Code: 99080Standard Coverage
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Tile, Stone and Marble Installation Class Code: 99746Standard Coverage
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Welding Class Code: 99969Standard Coverage
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Metal Erection - Decorative/Sheet Metal Class Code: 97650Standard Coverage
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Metal Erection - Structural Class Code: 97655Standard Coverage
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Signage Class Code: 98993Learn More
Cleaning & Property Services
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Janitorial Class Code: 96816Learn More
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Landscaping Class Code: 97047Learn More
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Carpet Cleaning Class Code: 91405Learn More
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Chimney Cleaning Class Code: 91481Learn More
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Cleaning Outside the Building Class Code: 91523Standard Coverage
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Debris Removal Class Code: 91629Learn More
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Handyman Class Code: 95625Learn More
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Home Inspection Class Code: 96317Standard Coverage
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Septic Tank Installation Class Code: 98806Learn More
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Swimming Pool Cleaning Class Code: 99505Learn More
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Swimming Pool Installation Class Code: 99507Learn More
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Tree Trimming Class Code: 99777Learn More
Explore Our Business Lines
Tailored insurance solutions to protect every aspect of your business.
Let’s Find the Right Coverage
Click below to visit our quote page, share a few details about your business, and let our team help you find suitable coverage.
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