New Mexico

New Mexico

Pascal Burke Insurance Brokerage Inc. helps contractors and business owners throughout New Mexico explore insurance solutions that provide protection against the risks associated with their operations. For businesses with significant liability exposures, having additional protection beyond primary policy limits can be an important part of managing risk.

Excess Liability Insurance for New Mexico Businesses

Excess liability insurance provides an additional layer of liability coverage above the limits of underlying policies. It can help provide additional financial protection when a covered claim exceeds the limits of a primary liability policy, subject to the terms, conditions, and exclusions of the policy.

Extra Protection for Contractors

Contractors can face liability exposures involving job sites, customers, employees, vehicles, property damage, and other business activities. A serious covered claim could potentially exceed the limits of a primary policy, leaving a business responsible for costs beyond its available coverage.

We help New Mexico contractors review their existing liability protection and explore excess liability options based on their operations, contracts, projects, and potential exposures.

Cities We Serve in New Mexico

Albuquerque Las Cruces Rio Rancho Santa Fe Roswell

Excess Liability for New Mexico Businesses

Excess liability can work alongside underlying policies such as general liability and commercial auto to provide higher overall liability limits. This additional layer may be particularly valuable for businesses taking on larger projects, working under contracts that require higher limits, or managing substantial business exposures.

Our team helps business owners understand how excess coverage fits into their broader insurance program and what factors to consider when evaluating additional liability protection.

Review Your Coverage as Your Business Grows

Your liability needs may change as your business takes on larger contracts, adds employees or vehicles, expands services, or increases its overall operations. Reviewing your existing limits can help you determine whether additional protection may be appropriate.

Get Excess Liability Insurance in New Mexico: If your business operates in Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell, or surrounding areas, Pascal Burke Insurance Brokerage Inc. can help you explore excess liability insurance options. Contact us to discuss your existing coverage and determine whether an additional layer of protection fits your business needs.

Coverage Options Built to Protect Your Growing Business

Whether you need basic liability coverage or comprehensive protection for complex projects, our team is committed to delivering reliable coverage options tailored to your specific goals and industry requirements.

Contractor Class Codes & Trades

Business Classes

Construction & General Contracting

  • General Contractor
    Standard Coverage
  • Carpentry (Framing)
    Learn More
  • Carpentry (Interior/Woodwork/Shop) Class Code: 91341
    Learn More
  • Concrete Flatwork Class Code: 92215
    Learn More
  • Concrete Foundation Class Code: 91560
    Learn More
  • Drywall Class Code: 92338
    Learn More
  • Excavation Class Code: 94007
    Learn More
  • Grading Class Code: 95410
    Learn More
  • Masonry Class Code: 97447
    Learn More
  • Plastering / Stucco Class Code: 98449
    Standard Coverage
  • Painting Exterior Class Code: 98304
    Learn More
  • Painting Interior Class Code: 98305
    Learn More
  • Paperhanging Class Code: 98344
    Learn More
  • Roofing Residential Class Code: 98678
    Learn More
  • Roofing Commercial Class Code: 98677
    Learn More
  • Siding and Decking Class Code: 98967
    Standard Coverage

Installation & Specialty Trades

  • Electrical Class Code: 92478
    Learn More
  • HVAC Class Code: 95647
    Learn More
  • Plumbing Residential Class Code: 98483
    Learn More
  • Plumbing Commercial Class Code: 98482
    Learn More
  • Appliances & Accessories Installation Class Code: 91155
    Standard Coverage
  • Door & Window Installation Class Code: 91746
    Learn More
  • Furniture/Fixtures Installation Class Code: 95124
    Standard Coverage
  • Glazing/Glass Installation Class Code: 13590
    Standard Coverage
  • Insulation Class Code: 96409
    Standard Coverage
  • Solar Installation Class Code: 99080
    Standard Coverage
  • Tile, Stone and Marble Installation Class Code: 99746
    Standard Coverage
  • Welding Class Code: 99969
    Standard Coverage
  • Metal Erection - Decorative/Sheet Metal Class Code: 97650
    Standard Coverage
  • Metal Erection - Structural Class Code: 97655
    Standard Coverage
  • Signage Class Code: 98993
    Learn More

Cleaning & Property Services

  • Janitorial Class Code: 96816
    Learn More
  • Landscaping Class Code: 97047
    Learn More
  • Carpet Cleaning Class Code: 91405
    Learn More
  • Chimney Cleaning Class Code: 91481
    Learn More
  • Cleaning Outside the Building Class Code: 91523
    Standard Coverage
  • Debris Removal Class Code: 91629
    Learn More
  • Handyman Class Code: 95625
    Learn More
  • Home Inspection Class Code: 96317
    Standard Coverage
  • Septic Tank Installation Class Code: 98806
    Learn More
  • Swimming Pool Cleaning Class Code: 99505
    Learn More
  • Swimming Pool Installation Class Code: 99507
    Learn More
  • Tree Trimming Class Code: 99777
    Learn More

Explore Our Business Lines

Tailored insurance solutions to protect every aspect of your business.

Let’s Find the Right Coverage

Click below to visit our quote page, share a few details about your business, and let our team help you find suitable coverage.

Start A Conversation With Us