Idaho

Idaho

Pascal Burke Insurance Brokerage Inc. helps contractors and business owners across Idaho explore insurance solutions designed around the risks of their operations. We understand that businesses may need more than basic coverage, especially when projects, contracts, employees, and assets create higher liability exposures.

Excess Liability Insurance for Idaho Businesses

Excess liability insurance provides an additional layer of liability protection above the limits of underlying policies, such as general liability or commercial auto insurance. For businesses facing significant liability exposures, this added protection can help provide greater financial security when a covered claim exceeds the limits of an underlying policy.

Extra Liability Protection for Contractors

Contractors can face substantial liability risks while working on job sites, managing employees, using vehicles, and completing projects. A serious accident or large covered claim could exceed the limits of a primary liability policy.

Cities We Serve in Idaho

Boise Meridian Nampa Idaho Falls Pocatello

Additional Protection for Idaho Businesses

The amount of liability protection a business needs can depend on its industry, contracts, projects, assets, and overall exposure. We help Idaho contractors and business owners evaluate whether additional liability protection may be appropriate for their operations.

Excess liability can be particularly useful for businesses that work on larger projects, operate multiple vehicles, have significant assets, or face contractual requirements for higher liability limits.

Review Your Liability Protection

As your business grows, your exposure can grow with it. New contracts, larger projects, additional vehicles, employees, or expanding operations may increase the amount of liability protection your business needs. Reviewing your existing policies can help determine whether an additional layer of coverage makes sense.

Get Excess Liability Insurance in Idaho: If your business operates in Boise, Meridian, Nampa, Idaho Falls, Pocatello, or surrounding areas, Pascal Burke Insurance Brokerage Inc. can help you explore excess liability insurance options. Contact us to discuss your existing coverage and determine whether additional liability protection may benefit your business.

Coverage Options Built to Protect Your Growing Business

Whether you need basic liability coverage or comprehensive protection for complex projects, our team is committed to delivering reliable coverage options tailored to your specific goals and industry requirements.

Contractor Class Codes & Trades

Business Classes

Construction & General Contracting

  • General Contractor
    Standard Coverage
  • Carpentry (Framing)
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  • Carpentry (Interior/Woodwork/Shop) Class Code: 91341
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  • Concrete Flatwork Class Code: 92215
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  • Concrete Foundation Class Code: 91560
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  • Drywall Class Code: 92338
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  • Excavation Class Code: 94007
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  • Grading Class Code: 95410
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  • Masonry Class Code: 97447
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  • Plastering / Stucco Class Code: 98449
    Standard Coverage
  • Painting Exterior Class Code: 98304
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  • Painting Interior Class Code: 98305
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  • Paperhanging Class Code: 98344
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  • Roofing Residential Class Code: 98678
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  • Roofing Commercial Class Code: 98677
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  • Siding and Decking Class Code: 98967
    Standard Coverage

Installation & Specialty Trades

  • Electrical Class Code: 92478
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  • HVAC Class Code: 95647
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  • Plumbing Residential Class Code: 98483
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  • Plumbing Commercial Class Code: 98482
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  • Appliances & Accessories Installation Class Code: 91155
    Standard Coverage
  • Door & Window Installation Class Code: 91746
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  • Furniture/Fixtures Installation Class Code: 95124
    Standard Coverage
  • Glazing/Glass Installation Class Code: 13590
    Standard Coverage
  • Insulation Class Code: 96409
    Standard Coverage
  • Solar Installation Class Code: 99080
    Standard Coverage
  • Tile, Stone and Marble Installation Class Code: 99746
    Standard Coverage
  • Welding Class Code: 99969
    Standard Coverage
  • Metal Erection - Decorative/Sheet Metal Class Code: 97650
    Standard Coverage
  • Metal Erection - Structural Class Code: 97655
    Standard Coverage
  • Signage Class Code: 98993
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Cleaning & Property Services

  • Janitorial Class Code: 96816
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  • Landscaping Class Code: 97047
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  • Carpet Cleaning Class Code: 91405
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  • Chimney Cleaning Class Code: 91481
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  • Cleaning Outside the Building Class Code: 91523
    Standard Coverage
  • Debris Removal Class Code: 91629
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  • Handyman Class Code: 95625
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  • Home Inspection Class Code: 96317
    Standard Coverage
  • Septic Tank Installation Class Code: 98806
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  • Swimming Pool Cleaning Class Code: 99505
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  • Swimming Pool Installation Class Code: 99507
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  • Tree Trimming Class Code: 99777
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Explore Our Business Lines

Tailored insurance solutions to protect every aspect of your business.

Let’s Find the Right Coverage

Click below to visit our quote page, share a few details about your business, and let our team help you find suitable coverage.

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